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Federal Insurance Co. will not have to pay a more than $750,000 judgment after the company prevailed before the New Jersey Appellate Division in its argument that it is not required to cover a personal injury claim because the injured person lived with the policyholder.
Mary Ann Iaeck, the plaintiff in this matter, fell down the steps of a condominium where she lived with the homeowner, Patricia Barnaba. The two women had a verbal lease and Iaeck paid rent to Barnaba. On March 20, 2019, Iaeck fell down a stairway in the condo due to the lights being out, the handrail being loose, and because Barnaba had placed boxes and other things on the steps, according to the opinion.
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