3D illustration of DENIED stamp title on insurance claim document. Credit: Alon Harel/Adobe Stock Westfield Insurance paid the policyholder $300,000 in uninsured motorist coverage and $300,000 in underinsured motorist coverage under aWVH&P policy. However, according to the court, the alleged damages were estimated in excess of $5 million. Credit: Alon Harel/Adobe Stock

A federal judge in West Virginia sided with an insurance company, finding it wasn't required to cover a man who was severely injured after he was struck by a vehicle in the process of helping an unconscious motorist.

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