A man stands on a ladder, cleaning out a home's gutters. Keeping gutters free of leaves and other debris in the fall can often feel like a losing battle, but having clear gutters and downspouts allows you to spot and repair any issues before they become a problem. Photo: ronstik/Shutterstock.com

The wintertime insurance claims that happen most frequently involve roof and siding damage, frozen pipes, damage from trees or falling limbs and house fires. While it's impossible to avoid extreme winter weather when it decides to strike, there are several precautions you can take with your fall home maintenance to significantly lower your home's winter risk exposure.

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Brittney Meredith-Miller

Brittney Meredith-Miller is assistant editor of PropertyCasualty360.com. She can be reached at [email protected].

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