In some states, workers' compensation programs have recently shifted to consider the injured worker's physical and mental health along with their social environment to create more personalized treatment plans for injured workers. In some states, workers' compensation programs have recently shifted to consider the injured worker's physical and mental health along with their social environment to create more personalized treatment plans for injured workers. Photo: Siberian Art/Adobe Stock

Workers' compensation insurance protects businesses and their workforce by providing benefits to employees who are injured on the job. These benefits can cover the costs associated with the injured employee's medical care, address retraining costs and cover lost wages until the employee can return to work. The benefits can also compensate the employee for permanent disability if needed.

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