Overflow is used in the water exclusion but relates to flood, surface water, tides, tidal water or spray, as well as a sewer, drain, and other equipment. This is the only reference to overflow in the policy, so only overflow of sewers, drains, sumps, sump pumps or related equipment is excluded. Caption: Credit: DW labs Incorporated/Shutterstock.com Overflow is used in the water exclusion but relates to flood, surface water, tides, tidal water or spray, as well as a sewer, drain, and other equipment. This is the only reference to overflow in the policy, so only overflow of sewers, drains, sumps, sump pumps or related equipment is excluded. Caption: Credit: DW labs Incorporated/Shutterstock.com

Editor's note: This is the second installment of a four-part series on water losses and claims from FC&S coverage experts. The first piece is available on PC360. The next installment will review how home policies handle these losses and the series concludes with a look at some real-life cases.

Want to continue reading?
Become a Free PropertyCasualty360 Digital Reader

Your access to unlimited PropertyCasualty360 content isn’t changing.
Once you are an ALM digital member, you’ll receive:

  • Breaking insurance news and analysis, on-site and via our newsletters and custom alerts
  • Weekly Insurance Speak podcast featuring exclusive interviews with industry leaders
  • Educational webcasts, white papers, and ebooks from industry thought leaders
  • Critical converage of the employee benefits and financial advisory markets on our other ALM sites, BenefitsPRO and ThinkAdvisor
NOT FOR REPRINT

© 2024 ALM Global, LLC, All Rights Reserved. Request academic re-use from www.copyright.com. All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.

Commercial Lines
Catastrophe & Restoration