Since March, at least four major insurers have stopped writing business in several key lines of both personal and commercial business, leaving property owners with limited coverage options. Since March, at least four major insurers have stopped writing business in several key lines of both personal and commercial business, leaving property owners with limited coverage options. Photo: digitalfoto105 – stock.adobe.com

Insurance availability in California is reaching an inflection point for carriers, consumers, and elected officials alike, fueled by the collective impact of wildfires, economic conditions, and actions (or, critics say, inaction) by the state's Department of Insurance.

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