Wildfires have quickly emerged as a high-priority exposure for insurers to grasp and manage in states at greatest risk. (metamorworks/Adobe Stock) Wildfires have quickly emerged as a high-priority exposure for insurers to grasp and manage in states at greatest risk. (metamorworks/Adobe Stock)

Increasing heat, drought and shifting precipitation trends have combined to make wildfire "seasons" close to a year-round phenomenon.

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