During the past month, nearly 40% of U.S. motorists have sent a text message while driving, according to a survey of U.S. drivers by Assurance. Further, nearly 90% of Americans said they feel unsafe in a car with a driver that is texting. However, less than half of respondents said they feel unsafe if they are the ones texting a driving. It follows that distracted driving has become a leading cause of vehicle crashes, according to the National Highway Traffic Safety Administration (NHTSA). More than 3,500 people died as a result of distracted drivers in 2021 alone, the NHTSA says. When risky behavior such as texting while driving is chronicled, as it is when a driver is cited by law enforcement for texting, it's bound to impact insurance rates. Getting a ticket for texting while driving also has a negative impact on auto insurance rates, with premium increases of 10% to more than 30%, depending on the carrier. Related: |

Want to continue reading?
Become a Free PropertyCasualty360 Digital Reader

Your access to unlimited PropertyCasualty360 content isn’t changing.
Once you are an ALM digital member, you’ll receive:

  • Breaking insurance news and analysis, on-site and via our newsletters and custom alerts
  • Weekly Insurance Speak podcast featuring exclusive interviews with industry leaders
  • Educational webcasts, white papers, and ebooks from industry thought leaders
  • Critical converage of the employee benefits and financial advisory markets on our other ALM sites, BenefitsPRO and ThinkAdvisor
NOT FOR REPRINT

© 2024 ALM Global, LLC, All Rights Reserved. Request academic re-use from www.copyright.com. All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.

Steve Hallo

Steve Hallo is managing editor of PropertyCasualty360.com. He can be reached at [email protected]