Allstate location in Decatur, Georgia. Photo: John Disney/ALM The parties have been unable to agree as to the extent of the loss and the cost of remediation in regard to the damage of Romeo's home over a decade ago. Thus, in 2012, a trial court granted summary judgment without favor to Allstate, as both parties were in agreement that the insurance coverage dispute should be resolved by way of the appraisal process. (Credit: John Disney/ALM)

The Rhode Island Supreme Court vacated and remanded a state Superior Court ruling, determining property owner Raymond C. Romeo had properly demanded an appraisal within the time limit provided in his policy with Allstate.

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