The law was written to end the state's file-and-use provision, which the state insurance commissioner described as a loophole that allowed auto insurance companies to significantly increase rates. (Credit: Shutterstock.com) The law was written to end the state's file-and-use provision, which the state insurance commissioner described as a loophole that allowed auto insurance companies to significantly increase rates. (Credit: Shutterstock.com)

Georgia Governor Brian Kemp has signed a law giving the state's insurance commissioner the ability to review all auto insurance rate filings before they go into effect.

Georgia House Bill 221, which goes into effect July 1, 2023, preserves the commissioner's prior approval powers over mandatory minimum filings and gives the commissioner 60 days to review all other filings.

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Steve Hallo

Steve Hallo is managing editor of PropertyCasualty360.com. He can be reached at [email protected]

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