The Travelers Insurance Co. logo is displayed on the company's office building in Hartford, Connecticut, U.S., on Friday, Feb. 6, 2015. Obamacare's startup health insurance plans are flirting with financial distress, as all but five of the 23 nonprofit companies had negative cash flow from operations in the first three quarters of 2014, Standard & Poor's said in a report Tuesday. Photo: Ron Antonelli/Bloomberg When policyholders bring claims under their PIP coverage with Travelers and St. Paul, the amount of coverage is reduced by the deductible, typically $500, and the co-payment, which varies, the suit claims. (Credit: Ron Antonelli/Bloomberg)

A class action lawsuit in Camden, New Jersey, federal court claims The Travelers Companies and subsidiary St. Paul Protective Insurance are shortchanging New Jersey policyholders who bring personal injury protection (PIP) claims.

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Charles Toutant

Charles Toutant is a litigation writer for the New Jersey Law Journal.