The APCIA recommends that property owners take the following steps to get ready for a potential tornado.

Talk with your insurer or agent to review your insurance policy in detail and verify that you have the right amount and right types of insurance coverage. There are additional coverage options, such as annual inflation adjustment, extended replacement cost, and building code upgrades, that you may want to consider for increased protection.
Conduct a detailed inventory of your possessions including receipts, descriptions, and photos of your home's contents.
Keep your insurance policy and agent information along with other important information in a secure, easily accessible location.
Keep your cell phone charged and with you for emergencies.
Keep a laptop computer or phone close by. Most insurance companies allow claims to be submitted via the Internet, app, or over the phone.
Examine the outside of your home for patio furniture, overhanging tree limbs, and other items that could cause damage during a windstorm.

Click here to read the APCIA's Tornado Recovery Booklet.

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