With large projects, policy limits can be an issue. In some cases, coverage can be staged. For example, a development that has multiple dwellings can be insured in sections. As one building or section is completed, it comes off the builders risk policy and should then be moved to a permanent property insurance policy. (Credit: dusan petkovic) With large projects, policy limits can be an issue. In some cases, coverage can be staged. For example, a development that has multiple dwellings can be insured in sections. As one building or section is completed, it comes off the builders risk policy and should then be moved to a permanent property insurance policy. (Credit: dusan petkovic)

Most agents are familiar with builders risk insurance, a form of inland marine coverage that insures building, remodeling and installation projects during the course of construction. Because it's easily accessible and the named insured can be your personal or commercial lines client, it's a good product for your portfolio.

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