Blue ballpoint pen and a home insurance claim form on a clip board. A blank / empty form is waiting to be filled and signed by a policyholder / insured person. Defendant-appellants took issue with the trial court jury award on five counts that boiled down to the plaintiff's failure to meet their burden of proof when trying to collect an insurance claim to recover costs to fix their house after a snowstorm. (Photo: Shutterstock)

Can a jury award damages if an insurance policy says otherwise? The question was recently put before Judges Brian Rickman, Stephen Dillard and Trea Pipkin of the Georgia Court of Appeals in a disputed jury verdict favoring an unsatisfied State Farm home insurance policyholder. 

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