The December 2022 decision of New England Systems, Inc. v. Citizens Insurance Company of America used the term The December 2022 decision of New England Systems, Inc. v. Citizens Insurance Company of America used the term "impairment" in the business interruption coverage section of a cyber-risk policy, to potentially broaden the scope of business interruption coverage well beyond its prior interpretations. (Credit: Oleksii/ wedninth/AdobeStock)

Though business interruption insurance coverage has existed for more than a century, the rise of cyber liability insurance policies has led courts to take another look at business interruption coverage as it intersects with this evolving industry.

In a recent example, the December 2022 decision of New England Systems, Inc. v. Citizens Insurance Company of America used the term "impairment" in the business interruption coverage section of a cyber-risk policy, to potentially broaden the scope of business interruption coverage well beyond its prior interpretations.

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