Common household items are shown amongst standing water in a flooded house. The paper pointed to evidence that a 4.6% pricing discount for properties in the hundred-year flood zone is not enough to reflect expected flooding costs. (Credit: Zastolskiy Victor/Shutterstock.com)

Climate change is a threat to many real estate properties, though more often honored in the speech while handled in the breech. Three-quarters of flood risks remain uninsured while real estate sites regularly fall short on disaster and wildfire risk ratings.

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