A man stares at a computer with a ransomware alert on the screen. EMOI sought a claim under a business owners insurance policy issued by Owners Insurance Co., but Owners denied the claim, finding that neither its "Data Compromise" endorsement, nor the "Electronic Equipment" endorsement applied, the opinion said. (Credit: Shutterstock.com)

The insurance policy phrase "direct physical loss of or damage to" has been prominent in the news the past few years thanks to the spate of business interruption cases stemming from the pandemic, but one state high court recently had occasion to examine that policy language in a different context: cybersecurity.

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Allison Dunn

Allison Dunn is a reporter on ALM's Rapid Response desk based in Ohio, covering impactful litigation filings and rulings, emerging legal trends, controversies in the industry, and everything in between. Contact her at [email protected]. On Twitter: @AllisonDWrites.

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