The threat for D&O litigation is very real, with the total value of settlements in 2020 totaling $4.2 billion. The threat for D&O litigation is very real, with the total value of settlements in 2020 totaling $4.2 billion. (Photo: hxdbzxy/Shutterstock.com)

The past year has been a particularly eventful one in the world, in general, not to mention in the world of directors and officers (D&O) insurance. Let's face it; company leaders feel more sting anytime you add a rapidly evolving industry to a litigious society. Although D&O litigation has decreased in frequency over the past few years, securities suits, merger-related cases and class action lawsuits remain ongoing threats.

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