From fallen limbs, to ice damage, to frozen pipes, winter comes with its own unique set of risks for homeowners, and throwing the excitement and stress of the holidays on top of that can lead to a whole new set of hazards. According to a November 2022 survey from Selective Insurance, around 85% of U.S. residents decorate their home for the winter holidays, and they discovered 97% of these decorators may be unwittingly introducing more than just Christmas cheer into their homes – in form of increased fire risk. Some of the most common holiday fire hazards homeowners may participate in, according to the survey, include: |
- 47% use candles
- 31% use two or more connected extension cords
- 28% use tinsel
- 54% of U.S. residents have a real Christmas tree, but only 17% water it every day (as recommended by the National Fire Safety Association) and 67% water it fewer than three times a week.
- 66% have left their indoor Christmas lights on while no one was home, which can lead to accidental fire.
Those who choose to decorate should take precautions to lessen their risk, including unplugging holiday lights when they leave the house or go to bed, keeping candles at least a foot away from flammable material and being mindful of overloading outlets. In the slideshow above, we'll look at the ten most common claims to happen on Christmas Day, according to Allianz.
Related:
|Want to continue reading?
Become a Free PropertyCasualty360 Digital Reader
Your access to unlimited PropertyCasualty360 content isn’t changing.
Once you are an ALM digital member, you’ll receive:
- Breaking insurance news and analysis, on-site and via our newsletters and custom alerts
- Weekly Insurance Speak podcast featuring exclusive interviews with industry leaders
- Educational webcasts, white papers, and ebooks from industry thought leaders
- Critical converage of the employee benefits and financial advisory markets on our other ALM sites, BenefitsPRO and ThinkAdvisor
Already have an account? Sign In Now
© 2024 ALM Global, LLC, All Rights Reserved. Request academic re-use from www.copyright.com. All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.