Are you tired of the word "disruption" yet? We definitely are. This past year has brought a much-needed shift in the way insurance technology companies are viewing themselves in relation to legacy insurers and agencies.

We've seen a transition from the idea that the industry needs to be turned on its head by technological innovations, to the premise that technology can enable insurance professionals to do what they're best at while lightening the load on everything else. In other words, today's insurtechs (the smart ones at least) view themselves as viable business partners, here to ease the pain points of a historically successful (though lower-tech) industry.