Another common horror theme that presents interesting insurance questions involves a property built on an ancient burial ground, which causes blood to pour down the walls. Of course, this leaves behind extensive Another common horror theme that presents interesting insurance questions involves a property built on an ancient burial ground, which causes blood to pour down the walls. Of course, this leaves behind extensive "water damage." How would a standard home policy respond? Credit: Przemyslaw Koch/iStockphoto.com

It is the call all claims professionals dread: A neighbor boy turns out to be a deranged, supernatural maniac and goes berserk in a policyholder's home with butcher knives, hatchets and other implements of destruction, leaving behind extensive damage.

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Steve Hallo

Steve Hallo is managing editor of PropertyCasualty360.com. He can be reached at [email protected]