Another common horror theme that presents interesting insurance questions involves a property built on an ancient burial ground, which causes blood to pour down the walls. Of course, this leaves behind extensive "water damage." How would a standard home policy respond? Credit: Przemyslaw Koch/iStockphoto.com
It is the call all claims professionals dread: A neighbor boy turns out to be a deranged, supernatural maniac and goes berserk in a policyholder's home with butcher knives, hatchets and other implements of destruction, leaving behind extensive damage.
If your policyholder finds themselves on the business end of a supernatural-based rampage as described above, the one thing they won't have to worry about is damage to their home and property, according to Kara McGinley, licensed property and casualty insurance expert at Policygenius.
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Steve Hallo
Steve Hallo is managing editor of PropertyCasualty360.com. He can be reached at [email protected]
