Looking for the word fraud with a magnifying glass. While most claims including business interruption are valid and legitimate, insurance companies have to be leery that there are bad-faith actors trying to find an easy payday. (Photo: RHa BacnheBCkar/Adobe Stock)

Business income (interruption) insurance has received a lot of attention since the beginning of the pandemic due to business closures across the globe. Unfortunately for business owners (in the U.S. and most other countries), business income losses were not covered due to a virus exclusion.

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