A skunk walks on pavement with leaves scattered around. Humans build nice houses, and many animals take note and decide the human dwelling would be a nice place for them to nest, too. (Credit: geoffkuchera/Adobe Stock)

Humans have always had some sort of relationship with nature. We keep certain animals as pets, and keep other animals to provide us with certain types of food. We like to live in areas surrounded by nature, as evidenced by the 46 million people living in the Wildland Urban Interface (WUI), which is the transition between unoccupied land and human development, such as dwellings, stores and offices. This interface isn't just vegetation but includes a host of wild animals such as squirrels, raccoons, possums, skunks and other creatures. However, as humans move into these interface areas, the interactions between humans and the creatures becomes complicated.

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Christine G. Barlow, CPCU

Christine G. Barlow, CPCU, is Executive Editor of FC&S Expert Coverage Interpretation, a division of National Underwriter Company and ALM. Christine has over thirty years’ experience in the insurance industry, beginning as a claims adjuster then working as an underwriter and underwriting supervisor handling personal lines. Christine regularly presents and moderates webinars on a variety of topics and is an experienced presenter.