Male lawyer or judge hand's striking the gavel on sounding block, working at courtroom for decide home insurance, Law and justice concept, Settle a house dealing lawsuit// shutterstock The Insurance Council of New Jersey and the New Jersey Civil Justice Institute had submitted amici curiae briefs stating that "a third-party beneficiary seeking to pursue claims under the Direct Action Statute is subject to all terms of the insurance policy that it seeks to enforce, including any arbitration provision." (Credit: Shutterstock)

After obtaining default judgments for construction defects against a structural engineering firm and a construction inspection company, a New Jersey condominium association may directly sue those companies' insurer, the New Jersey Supreme Court ruled.

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