Distracted driving, speeding, drunk driving and reckless driving are the top four causes of accidents. If we could eliminate these and other driver-related factors, the number of accidents would significantly drop. (Photo: Andrey Popov/Adobe Stock)
When cars were invented, horses were replaced by engines; saddles were replaced by seats; and reins were replaced by a steering wheel and foot pedals. There were no seat belts, safety bumpers, anti-lock brakes or other safety equipment. Windshields were optional. The Model T had a top speed of 40-45 miles per hour, which — considering the lack of safety equipment — was pretty fast.
That was more than 100 years ago. Technology has progressed through the years, from seat belts to safety bumpers, to anti-lock brakes, airbags and a host of other safety features. More recent innovations include forward-collision warning and lane departure assist, among others. Even though vehicles today have so many safety features, there are still more than 38,000 vehicle-related fatalities on American roads every year. The number of injuries where medical attention is sought is roughly 4.8 million.
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Christine G. Barlow, CPCU
Christine G. Barlow, CPCU, is Executive Editor of FC&S Expert Coverage Interpretation, a division of National Underwriter Company and ALM. Christine has over thirty years’ experience in the insurance industry, beginning as a claims adjuster then working as an underwriter and underwriting supervisor handling personal lines. Christine regularly presents and moderates webinars on a variety of topics and is an experienced presenter.
