Perhaps the tricky part of handling water damage claims is the advice to prohibit mold growth while simultaneously protecting the scene for the appraiser to inspect the damage and write an estimate. (Photo: cegli/Adobe Stock)
It's the same amount of time from 2022 to 1992 as it is from 1992 to 1962. Unfortunately, when thinking about "30 years ago," 1962 is no longer the reference point for many young adjusters who were born after the 1990s.
The late 1990s and early 2000s saw many seminal losses which shaped a generation of adjusters such as low-impact investigations and mold claims. Insurers adapted and trained low-impact adjusters and installed protocols; they changed policy language regarding mold coverage. And in the sense that fashion trends come around every 30 or so years, mold claims have begun to rear their heads.
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