COVID-19 may have arrived in different parts of the country at different times, but it infected the American psyche all at once on March 13, 2020, when — confronted with the preceding days' news of Tom Hanks' recent positive test and the NBA's decisions to suspend the remainder of the season — America shut down for (a planned) two weeks to "slow the spread." With the two-year anniversary of Friday, March 13, 2020, upon us, a new question arises: How long do policyholders who have not yet filed a COVID-19 recovery lawsuit have to file one? The answer — as with most legal questions involving insurance, which is governed by state law — varies by jurisdiction and based on the language used in the specific policy.
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