Florida's no-fault policies need some fixing to protect policyholders. Currently, under Florida's pure comparative negligence doctrine, a person who is 99% at fault is still allowed to sue for damages. (Photo: PongMoji/Shutterstock)

Over the years, there have been many attempts to fix, sunset or even repeal Florida's no-fault system. The result has consistently been the same: Florida remains the most fraud-prone state in the nation with motorists paying some of the highest insurance premiums around.

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