An individual living within the city who owns or possesses a firearm would be required to have and maintain a homeowners, renters or gun liability insurance policy that specifically covers An individual living within the city who owns or possesses a firearm would be required to have and maintain a homeowners, renters or gun liability insurance policy that specifically covers "losses or damages resulting from any negligent or accidental use of the firearm, including but not limited to death, injury or property damage." (Credit: Gunnar Pippel/Shutterstock.com)

The San Jose City Council has voted to require gun owners have insurance coverage for their weapons.

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Christine G. Barlow, CPCU

Christine G. Barlow, CPCU, is Executive Editor of FC&S Expert Coverage Interpretation, a division of National Underwriter Company and ALM. Christine has over thirty years’ experience in the insurance industry, beginning as a claims adjuster then working as an underwriter and underwriting supervisor handling personal lines. Christine regularly presents and moderates webinars on a variety of topics and is an experienced presenter.