The original version of the bill applied to all lines of insurance, but it has since been pared down and currently only applies to underinsured and uninsured motorists claims. (Credit: Khairil Azhar Junos/Shutterstock.com) The original version of the bill applied to all lines of insurance, but it has since been pared down and currently only applies to underinsured and uninsured motorists claims. (Credit: Khairil Azhar Junos/Shutterstock.com)

New Jersey Governor Phil Murphy enacted an insurance bad faith statute for auto insurers. The bill, titled "New Jersey Insurance Fair Conduct Act," establishes a private cause of action for first-party claimants regarding certain unfair, discriminatory or unreasonable practices by their insurer.

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