The insurance company argued that the policyholder violated the "concealment or fraud" provision of its policy. A corporate representative of Citizens Property Insurance Company testified in a deposition that the insured did in fact make a prior claim on the property in 2013. (Credit: IanRedding/Shutterstock)
The Florida Third District Court of Appeal has reversed a Miami first-party property insurance ruling involving a homeowner accused of lying about making a prior damage claim. The Court found the policyholder's omission had been unintentional.
It's a case that relies heavily on the interpretation of an insurance policy's concealment or fraud provision, which results in the forfeiture of coverage if the insured makes false statements relating to the insurance.
Want to continue reading?
Become a Free PropertyCasualty360 Digital Reader
Your access to unlimited PropertyCasualty360 content isn’t changing.
Once you are an ALM digital member, you’ll receive:
- Breaking insurance news and analysis, on-site and via our newsletters and custom alerts
- Weekly Insurance Speak podcast featuring exclusive interviews with industry leaders
- Educational webcasts, white papers, and ebooks from industry thought leaders
- Critical converage of the employee benefits and financial advisory markets on our other ALM sites, BenefitsPRO and ThinkAdvisor
Already have an account? Sign In Now
© 2025 ALM Global, LLC, All Rights Reserved. Request academic re-use from www.copyright.com. All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.
Melea VanOstrand
Melea VanOstrand oversees the Daily Business Review as ALM's Florida Bureau Chief. Email Melea at [email protected] or follow her on her Twitter or Facebook pages.
