Furnaces have a lot of components that could potentially malfunction and cause problems for a policyholder. Adjusters shouldn't guess about how to handle the claim. Doing so could lead to unnecessary settlements for damages caused by a non-covered peril or for replacements of systems that could have been repaired. (Credit: oasisamuel/Adobe Stock) Furnaces have a lot of components that could potentially malfunction and cause problems for a policyholder. Adjusters shouldn't guess about how to handle the claim. Doing so could lead to unnecessary settlements for damages caused by a non-covered peril or for replacements of systems that could have been repaired. (Credit: oasisamuel/Adobe Stock)

The Weather Channel has predicted a shift to colder weather in the northern part of the country this month. That, combined with a milder fall, could have had policyholders turning their heaters on and off the last few weeks, and they may notice it not working as well.

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