The way in which insurance products are sold and distributed can vary considerably from one country to the next. (Photo: Sittinan via Adobe Stock)
Businesses that operate across international borders in multiple countries typically face a myriad of challenges. But because of product, distribution and regulatory complexity, multinational insurance companies face an even more difficult operating environment.
U.S. insurers that sell products only domestically already deal with formidable issues like achieving operational efficiency, harnessing the power of data for competitive advantage and meeting expectations of increasingly demanding customers — if their systems even allow them to gain a unified understanding of each of their current and former policyholders. They also manage differences between state requirements. But their problems are compounded if and when they expand to different nations.
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