Closed due to Covid 19 The insurance company denied the claim, arguing that the "Virus Coverage" provision "unambiguously precludes recovery" for losses resulting from COVID-19-related closures. (Credit: Chansom Pantip/Shutterstock)

A federal judge in New Jersey has tossed out a COVID-19 business interruption lawsuit filed by an orthodontic office, pointing to the virus exclusion in the company's insurance policy.

U.S. District Judge Robert Kugler filed his opinion granting defendant Sentinel Insurance Co.'s motion for judgment on pleadings in Cedar Run Orthodontics v. Sentinel Insurance.

Want to continue reading?
Become a Free PropertyCasualty360 Digital Reader

Your access to unlimited PropertyCasualty360 content isn’t changing.
Once you are an ALM digital member, you’ll receive:

  • Breaking insurance news and analysis, on-site and via our newsletters and custom alerts
  • Weekly Insurance Speak podcast featuring exclusive interviews with industry leaders
  • Educational webcasts, white papers, and ebooks from industry thought leaders
  • Critical converage of the employee benefits and financial advisory markets on our other ALM sites, BenefitsPRO and ThinkAdvisor
NOT FOR REPRINT

© 2025 ALM Global, LLC, All Rights Reserved. Request academic re-use from www.copyright.com. All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.

Allison Dunn

Allison Dunn is a reporter on ALM's Rapid Response desk based in Ohio, covering impactful litigation filings and rulings, emerging legal trends, controversies in the industry, and everything in between. Contact her at [email protected]. On Twitter: @AllisonDWrites.