Admittedly, human-wildlife conflicts (HWC) are perils the insurance industry has largely left unconsidered, but some are optimistic that this is a risk worth exploring, the Insurance Information Institute (Triple-I) reported. These risks are more pronounced in regions with high populations of humans and wildlife, according to Triple-I. In Kenya, for example, more than 65% of wildlife lives outside protected areas, making human-wildlife interaction inevitable for communities near these areas. While death and injury for humans and animals alike are not uncommon outcomes of HWC, crop damage is the biggest problem. For readers in less exotic locals but who might still face wild animals attacking them or their property, the question becomes: "Am I covered for this?" In the case of homeowners looking to their insurance policy to cover property damage from a wild animal, the answer is usually not. Policygenius.com reported most policies wouldn't cover damage caused by birds, rodents, insects or other vermin. However, an insurance policy might respond if your property is damaged by a larger animal in a one-off occurrence. The above slideshow highlights which North American predators view your clients as prey, according to USA Today, which based the ranking on the number of confirmed fatal attacks since 1970. Related: |

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