The lawsuit stemmed from a single-vehicle crash that left two teenager passengers severely injured after a nonparty minor took a curve too fast and rolled the car. The vehicle was insured by Progressive and premiums were paid for both liability and uninsured motorist coverage in the amount of $100,000 per person, with a $300,000 limit per accident. (Credit: Caito/Adobe Stock)
The U.S. Court of Appeals for the 10th Circuit found Progressive Northern Insurance Co. didn't breach the duty of good faith in denying an uninsured motorist (UM) coverage. This was just the latest in a string of court cases dealing with provisions limiting or excluding uninsured and underinsured motorists as attorneys across the country continue challenging these auto insurance policy terms.
The U.S. District Court for the Western District of Oklahoma previously sided with Progressive in Lane v. Progressive Northern Insurance, but the plaintiff's attorney, Rex Travis of Travis Law Office, appealed to the 10th Circuit. The appellate court first asked the Oklahoma Supreme Court to certify the question because of the "unsettled nature of the applicable state law."
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Allison Dunn
Allison Dunn is a reporter on ALM's Rapid Response desk based in Ohio, covering impactful litigation filings and rulings, emerging legal trends, controversies in the industry, and everything in between. Contact her at [email protected]. On Twitter: @AllisonDWrites.
