The pandemic brought many challenges to insurance agents, including issues of customer acquisition and retention, increased digital competition, staffing issues, and more. However, technology proved a valuable tool for navigating difficult times and a resource for capturing a competitive edge and securing more of the market. 

We recently spoke with Herb Chirico, Chief of Marketing at Imperial PFS, to discuss the most significant challenges agents face in the current market conditions and why premium-financing solutions are critical to securing a competitive edge and reducing capital burden. He explains the key elements of evaluating a premium financing solution and why this type of solution is vital to agents' success. 

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