Jeff Dunsavage is a senior research analyst at the Insurance Information Institute. In a recent I.I.I. blog post, he wrote that insurers can address social inflation by engaging in the public-policy debate to promote legislative changes that further level the playing field between plaintiffs and defendants; getting better at defending against aggressive and increasingly well-armed plaintiffs' attorneys; upgrading underwriting to reduce opportunities for claims surprises; and developing products with an eye toward mitigating social inflation. (Photo: Adobe Stock/NU Property & Casualty magazine) Jeff Dunsavage is a senior research analyst at the Insurance Information Institute. In a recent Triple-I blog post, he wrote that insurers could address social inflation by engaging in the public-policy debate to promote legislative changes that further level the playing field between plaintiffs and defendants; getting better at defending against aggressive and increasingly well-armed plaintiffs' attorneys; upgrading underwriting to reduce opportunities for claims surprises, and developing products with an eye toward mitigating social inflation. (Photo: Adobe Stock/NU Property & Casualty magazine)

Many policyholder attorneys believe that nuclear verdicts are a response to a crisis and therefore justify premium increases and more numerous policy exclusions.

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