Identifying Fraud in Underwriting Risks for Small- and Medium-Sized Businesses

Richard has worked in the insurance industry leading teams of fraud investigators for over twenty years. He enjoys writing and speaking about unique fraud, cyber and crime trends. He has been invited to speak at a CPCU conferment and the FBI’s InfraGard counterterrorism conferences. He is the recipient of the FBI’s Exceptional Service in the Public Interest Award. He is also the author of crime fiction, where he has been awarded Best Popular Fiction by the Florida Book Awards.

Michael leads the cyber and technology E&O Risk Engineering (Underwriting) team for SME business at Coalition.  He has portfolio responsibilities for policy forms and underwriting guidelines across the SME and Middle Market books of business.  Prior to joining Coalition in 2019, he headed the cyber and technology insurance underwriting team for Brit Global Specialty USA.    He has 34 years of experience in insurance including 18 years focused on cyber and technology risks.  In 2014, he was one of the founding co-chairs of the Professional Liability Underwriting Society’s cyber symposium.   Michael holds the Associate in Risk Management (ARM) designation and has a Bachelor’s degree in English from Northwestern University.   Twitter: mpc6821

Danielle is a results-driven underwriting professional with more than 14 years of experience in the insurance industry, with an emphasis on middle market business. Before joining QBE in 2020, she served as an Underwriting Consultant at CNA. Before CNA, she worked at Travelers Insurance for eight years in underwriting positions of increasing responsibility. She began her career at Zurich North America, where she entered as part of its Associate Program and then took on a business analyst role. She holds a B.S. in actuarial science from North Central College, Naperville, IL.

Brian leads a team of underwriters, driving new business growth and maintaining renewals. Prior to his current role, Brian was a Middle Market Field Manager, identifying new business opportunities across Indiana. He also spent time as a Small Business Underwriter in several other states and is a graduate of Westfield’s Development Program.  Brian is originally from Summit, NJ and holds a B.S. in Business with a major in Finance and concentration in Insurance and Risk Management from Miami University in Ohio. He currently lives in Hudson, OH with his wife and son.

Fraud costs U.S. property/casualty insurers tens of billions of dollars each year. That’s as much as, or more than, the cost of some of the most expensive natural disasters in history. And it’s a catastrophe that strikes every year. Jeffrey Cirino has been at the forefront of battling this catastrophe for more than 25 years as a field investigator, major case investigator, fraud analyst, and various levels of SIU management.  In his current capacity as Customer Success Manager North America for FRISS, Jeffrey is responsible for customer excellence by demonstrating and defining value with the amazing AI-powered, end to end fraud detection solutions FRISS delivers to insurance carriers. These products empower insurance carriers to efficiently allocate their resources and minimize their exposure to fraudulent claims and drive straight-through processing.