Some of the reasons teen drivers and their families tend to pay more for car insurance include the fact that each year in the United States, thousands of teens die in auto accidents, and hundreds of thousands are injured badly enough that they need emergency-room treatment, according to the Centers for Disease Control and Prevention (CDC). Each day, according to the CDC's 2019 statistics, roughly seven teens an hour are killed in a crash, and such accidents accounted for about $4.8 billion in costs in 2018. Teenage males, those who drive with other teens in the vehicle, and newly-licensed teen drivers are among the most likely to be in an accident, the CDC says. But it's not just a lack of driving experience that can work against teenagers who get behind the wheel. WalletHub's most recent list of "Best & Worst States for Teen Drivers" also takes into account a state's traffic laws, economics, and safety circumstances, such as how likely teens are to drink and drive. The slideshow above illustrates the best states in the U.S. for teen drivers in 2021, according to WalletHub. Kelley Blue Book says teenagers are less likely to be involved in an accident when they heed the following safety tips: |

  • Take more than one driver's education course.
  • Drive the newest vehicle they can afford.
  • Use safety features and technology such as speed limit control and restricted audio volume.
  • Wear a seatbelt.
  • Put away the phone while driving.
  • Learn to look down the road, not just over the hood.

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Elana Ashanti Jefferson

Elana Ashanti Jefferson serves as ALM's PropertyCasualty360 Group Chief Editor. She is a veteran journalist and communications professional. Reach her by sending an e-mail to [email protected].