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(Credit: Felix Mizioznikov/Shutterstock.com)"},"embed1":"","embed2":"","summary":"The tragedy provides a lesson on the importance of transparency and honesty when completing insurance applications.","categories":[{"name":"Coverage & Policy Issues","uri":"/agent-broker/coverage-policy-issues/","channelName":"Agent &amp; Broker"},{"name":"Catastrophe & Restoration","uri":"/claims/catastrophe-restoration/","channelName":"Claims"},{"name":"Litigation","uri":"/claims/litigation/","channelName":"Claims"}],"bodyArray":["</p>","<p><figure id=\"attachment_206624\" align=\"alignright\" width=\"620\"> <a href=\"//images.propertycasualty360.com/contrib/content/uploads/sites/414/2021/07/Building-Collapse-Miami-Article-202107251516.jpg\"><img class=\"size-full wp-image-206624\" src=\"https://images.propertycasualty360.com/cdn-cgi/image/format=auto,fit=contain/http://images.propertycasualty360.com/contrib/content/uploads/sites/414/2021/07/Building-Collapse-Miami-Article-202107251516.jpg\" alt=\"As a related matter, policyholders should know that under Florida law, there is a duty to read and understand documents before signing. When an insured signs an insurance application, the insured is affirming to the carrier that all of the information provided is correct. This is true even if the insurance agent filled out the application, and simply requests a signature. (Credit: Felix Mizioznikov/Shutterstock.com)\" width=\"620\" height=\"372\"></a> As a related matter, policyholders should know that under Florida law, there is a duty to read and understand documents before signing. When an insured signs an insurance application, the insured is affirming to the carrier that all of the information provided is correct. This is true even if the insurance agent filled out the application and simply requests a signature. (Credit: Felix Mizioznikov/Shutterstock.com) </figure> </p>","<p>As of July 16, a search of Miami-Dade Court records revealed more than 20 lawsuits that have been filed on behalf of the deceased, grieving families, and the dozens of survivors rendered homeless following the <a href=\"https://www.propertycasualty360.com/2021/07/06/coverage-when-the-condominium-collapses-414-205391/\" target=\"_blank\">Surfside Condo collapse</a>. 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