A fire pit should always be completely non-combustible with a stone or metal base. Walls should be a minimum of 12" deep and a two-foot safe zone around the pit to catch embers. (Photo: Jules Zagarola/Adobe Stock)
Property underwriters might appreciate that open fires around the home are nothing new. Our distant cousins Homo Erectus/Neanderthal experienced the first fire in a cave in South Africa somewhere between 400,000 and 1 million years ago. The discovery was completely accidental when stone tools were being shaped with flint elements. Sparks ignited straw bedding, and a new age in underwriting unfolded.
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