A home is the biggest investment the average American will make during their lifetime, making which insurance company will protect that investment a major one. With the housing market heating up during the past year, it isn't surprising to find that shopping for personal property insurance skyrocketed as well. TransUnion reports for the week of March 3, 2021, property insurance shopping grew 24.6% compared with the year prior. In early January, the rate increased 26% compared with the same period in 2020. Along with shopping rates, blind spots increased among current home insurance policyholders as well during the past year, according to research from The Hanover Insurance Group. When it comes to claims, those related to wind or hail damage are the most frequently seen in the home insurance market, while those involving fire or lightning tend to be the costliest, according to the Insurance Information Institute (I.I.I.), which reported about 1 in 20 homes have a claim each year. The above slideshow highlights the top nine highest-rated home insurance companies, according to U.S. News & World Report. The ranking featured a three-way tie for the number 10 spot among Chubb, Progressive and Farmers Insurance, which each scored a 3.4 out of 5 stars and had A.M. Best ratings of A++, A+ and A, respectively. None of the three provided sample monthly costs. All three, however, were among 2020's top 10 writers of homeowners insurance, based on direct premiums written, according to I.I.I. Related: |

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