Commercial insurance agents want the ability to submit the data once and generate real-time quotes from multiple carriers — something that is already the norm for personal lines. (ZinetroN/Adobe Stock) Commercial insurance agents want the ability to submit the data once and generate real-time quotes from multiple carriers — something that is already the norm for personal lines. (ZinetroN/Adobe Stock)

Carriers have worked to become more digital, automated and data-driven in recent years, but it seems that progress has stalled momentarily. To observers, it looks like a footrace has officially begun, but relatively few participants have lined up at the starting blocks and even fewer have begun sprinting. What if one takes off running?

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