While scenic views and winding roads might make for great Sunday-drive material, they hardly account for many motorists' day-to-day experiences, which, like auto insurance rates, vary wildly by state. Road conditions, repair costs, insurance premiums and uninsured motorists can all impact the enjoyment — or frustration — of driving. To get a better grasp on where drivers have the best all-around experience, Carinsurance.com ranked each state on eight factors: |
- Insurance cost based on the percentage of annual income spent
- Traffic fatalities
- Costs associated with repairs needed because of road conditions
- Traffic congestion
- Gas prices
- Percentage of roads in poor or mediocre condition
- The number of uninsured drivers
- Car repair costs, including both parts and labor
"It's important to note that no state aced or failed every metric — instead, states may perform well in one area and come near the bottom in another," Les Masterson, managing editor and insurance analyst for Carinsurance.com, said in a release. California was once again the worst state for drivers due to high average gas prices, high repair costs, poor road conditions and traffic congestion problems, according to research from Carinsurance.com. Louisiana also did poorly in this year's ranking, coming in 49th. While motorists in the Pelican State enjoy one of the lowest average gas prices, they also face one of the highest auto insurance rates and the most crash-related fatalities. When it came to annual costs associated with repairs from poor road conditions, New Jersey drivers shelled out the most at an average of $601, with California and Hawaii following. The above slideshow showcases Carinsurance.com's ranking of the 10 best states for drivers in 2021. Related: |
Want to continue reading?
Become a Free PropertyCasualty360 Digital Reader
Your access to unlimited PropertyCasualty360 content isn’t changing.
Once you are an ALM digital member, you’ll receive:
- Breaking insurance news and analysis, on-site and via our newsletters and custom alerts
- Weekly Insurance Speak podcast featuring exclusive interviews with industry leaders
- Educational webcasts, white papers, and ebooks from industry thought leaders
- Critical converage of the employee benefits and financial advisory markets on our other ALM sites, BenefitsPRO and ThinkAdvisor
Already have an account? Sign In Now
© 2024 ALM Global, LLC, All Rights Reserved. Request academic re-use from www.copyright.com. All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.