Risk management is an essential aspect of any business — identifying risks and mitigating them through preparation, by sharing the risk or purchasing insurance coverage is important. But none of this can be accomplished without first identifying some of the key threats to anticipate.

The 2021 Allianz Risk Barometer surveyed almost 3,000 respondents in 92 countries and territories and 22 industry sectors, and the findings indicate many risks are not unique to a certain market or country. To explain what businesses should be anticipating this year, the latest Insurance Speak podcast features a conversation with Rani Christie, regional head of distribution, sales and marketing for Allianz Global Corporate & Specialty.