Figure 1. The driver's seat collapsed backward, causing the driver to lose control of the vehicle. (Photo: C. Roberts)
The claims analyst is sometimes faced with an unusual set of circumstances that may have caused an automobile accident. This somewhat unusual case study deals with a single automotive vehicle accident where the vehicle was a total loss, and the insured driver was injured.
According to the insured, he was driving on a straight road during the day, with good weather conditions, when the driver's seat suddenly collapsed backward, causing him to lose control of the vehicle, which ended up in a ditch. Examination of the vehicle resulted in the photo in Figure 1 showing the driver's seat collapsed onto the back seat.
Figure 2. (Photo: C. Roberts) Want to continue reading?
Become a Free PropertyCasualty360 Digital Reader
Your access to unlimited PropertyCasualty360 content isn’t changing.
Once you are an ALM digital member, you’ll receive:
- Breaking insurance news and analysis, on-site and via our newsletters and custom alerts
- Weekly Insurance Speak podcast featuring exclusive interviews with industry leaders
- Educational webcasts, white papers, and ebooks from industry thought leaders
- Critical converage of the employee benefits and financial advisory markets on our other ALM sites, BenefitsPRO and ThinkAdvisor
Already have an account? Sign In Now
© 2025 ALM Global, LLC, All Rights Reserved. Request academic re-use from www.copyright.com. All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.
