Gig work can be inconsistent at times and projects often arise on short notice, so working with a digital insurance provider allows for quick and flexible coverage. (Photo: TierneyMJ for Shutterstock) Gig work can be inconsistent at times and projects often arise on short notice, so working with a digital insurance provider allows for quick and flexible coverage. (Photo: TierneyMJ for Shutterstock)

The freelance or "gig" economy is one of the biggest trends to affect the workforce in the last decade, as it provides workers with short-term employment to make additional income. It has also created job opportunities for many Americans who were left unemployed, furloughed, or working reduced hours due to COVID-19.

While freelancing provides individuals with flexible work, it also brings about its own set of unique challenges such as unpredictable shifts, out-of-pocket expenses and legal risks.

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