The lowest rates are in Maine, North Carolina and Indiana according to ValuePenguin.com, while Arkansas, Ohio and Michigan saw the biggest year-over-year decreases. (Credit: PHOTOBUAY/Shutterstock.com ) The lowest rates are in Maine, North Carolina and Indiana, according to ValuePenguin.com, while Arkansas, Ohio and Michigan saw the biggest year-over-year decreases. (Credit: PHOTOBUAY/Shutterstock.com )

For the first time in more than a decade, personal auto insurance rates will decline in the U.S., according to ValuePenguin.com, which anticipates a 1.7% drop across the U.S.

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Steve Hallo

Steve Hallo is managing editor of PropertyCasualty360.com. He can be reached at [email protected]