As severe weather increases, thoughtfully and confidently navigating its frequency, severity and damage is critical in assuring the right insurance protection for every policyholder. Here, debris is seen near a business in Lake Charles, La., in the aftermath of Hurricane Laura. (AP Photo/Gerald Herbert) As severe weather increases, thoughtfully and confidently navigating its frequency, severity and damage is critical in assuring the right insurance protection for every policyholder. Here, debris is seen near a business in Lake Charles, La., in the aftermath of Hurricane Laura. (AP Photo/Gerald Herbert)

Politics aside, this year has confirmed an important and complex fact: Our climate is changing.

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